document.write("<b>REFINANCE @ No Cost & Save</b> <br/><br/> Nowadays, you can get BLR-1.9% for a loan size of RM300,000.  Current BLR is at 6.30%.  Through refinancing your existing loan you can achieve the following:<br/><br/>")

document.write("<b> Refinance Table Summary </b><br/><br/><img src='images/refinancetable.jpg' alt='Refinance Table' /><br/><br/>")

document.write("<ol>")

document.write("<li><b>Save on Repayments</b><br/>Typically 5 years ago interest rate was BLR+0.5%.  Current interest rate is BLR-1.9%.  Monthly savings of RM436 or approximately <d>RM130,800 total savings</d> will be obtained for the remainder of the loan term by refinancing.<br/><br/></li>")

document.write("<li><b>Shorten Loan Duration</b><br/>If current repayment level is maintained on the lower loan interest rate at BLR-1.9%, the loan duration will be <d>shortened by about 7 years</d> and achieved approximate <d>total savings of RM175,000</d>.<br/><br/></li>")

document.write("<li><b>Unlock Home Equity</b><br/>If the value of your property has increased, it is possible to <d>unlock this value</d> and obtain cash-out for <d>other investment purposes</d> such as expanding your business and investment portfolio or just simply for <d>consolidating higher interest bearing debt</d>.<br/><br/></li>")

document.write("<li><b>Value Added Benefits</b><br/>We can tailor additional <d>Mortgage and Property Protection Plan</d> using the savings from refinancing, fire, home and car insurance to provide total peace of mind for you and your family. <br/><br/></li>")

document.write("</ol>")